THB – Home – 2021
Transparent Health Benefits
Join our mission to radically transform health benefits™
Our fresh approach to employee health benefits lowers cost by an average of 20% while increasing the quality of care
What We Do
THB brings together innovative solutions that helps companies offer higher quality benefits at a lower cost.
Is THB a health insurance company?
What type of companies has THB helped?
Why haven't I heard of this before?
How It Works
Self-funding: A simple alternative to the status quo.
01. Utilization Management
- Receive fewer claims & pay less
- Optimize RX drug costs for employees
- Implement cost controls to mitigate risk
02. Alternative Reimbursement
- Establish care-based improvement metrics
- Create transparency & eliminate fake discounts
- Foster beneficial relationships with providers
03. Rx Drug Optimization
- Optimize procurement strategy
- Focus on specialty drug utilization
- Receive up-to 867% off pharmacy costs
04. Enhanced Access to Care
- Eliminate expensive trips abroad for major procedures
- Provide each plan member with a dedicated care advocate
- The best providers, now all in-network
20% Average Savings And Counting
Transparency leads to significant savings
Employees in our largest group
Savings over leading insurers
Median group size
Ideal employee out-of-pocket
Expert Advice in Your Neighborhood
A Transparent Solution Backed Up By Data
See how our THB ambassadors have put benefits transparency to work for real companies like yours.
What real THB employers, members and benefits ambassadors have to say.
The generosity we received from your company health plan is without words. Our family could not have afforded the over 50 days of hospice care Jack received here in our home during his fight with COVID-19. I am not sure how we would have paid for the cost, but, because of you, we were able to spend time with Jack on his last days… at home. I only hope your other employees, and their family, appreciate you, and your plan, like we do. We will always be grateful.
Given we are on a high-deductible, it is great to know what I am going to pay before I get the service. The advocate always gives me options; I don’t mind driving a bit to save hundreds, even thousands… it’s my money!
Native American Casino
Just wanted to thank you for putting in this new plan. I have been needing this back procedure for over 3 years now but could not afford it. With our new plan, I was able to go to the same doctor I have been seeing and it was FREE. I am now pain free and able to spend more time with my grandkids. I can not tell you how much I appreciate working here!